About Us

We are a Female Powerhouse with combined experience of 25 years in the business of creating Financial Freedom for our clients. Both Derryn and Amanda have been voted in the Top 5 Debt Counsellors in South Africa by creditors and other industry participants.
As a team of certified experts with tremendous experience in Debt Counselling, we’ll walk with you through it all.
We make every effort to stay abreast of developments in the industry and in the law that governs the Debt Counselling process and ensure that your debt is handled between the two of us – not data capture or call center clerks.
When economies shrink, debt can have a devastating effect on people from all walks of life and we have help many people from all economic brackets regain sound financial footing when they thought they were about to drown in debt.
When it feels like a struggle to keep your head above the water, we’ll be your life ring.
Our Core Values
- Unashamedly Ethical
- Committed to delivering the best
- Honest & transparent services
- Trustworthy & Reliable
Your Debt Counsellors

Derryn Fish
Debt counsellor & Lawyer
“I am the quiet partner, dealing with negotiating, motivating and finalising the new debt repayment arrangement. I use my knowledge from working in banking in conjunction with my economics, applied economics and LLB Law degrees along with a wealth of debt counselling experience to deliver the best for my clients.
The joy in my job that keeps me motivated is being able to help people out of the morass in their lives caused by financial stress and seeing them pull through on the other side. It’s in experiencing the resilience of South Africans to hard times and sharing their happiness when their debt is settled. My client’s success is my success.”

Amanda Johnson
Debt Counsellor
“As a debt counsellor and a people’s person, I am the one who loves engaging with the clients in order to understand what they are about. It is important for me that the clients do understand how the debt counselling process works, what they are getting themselves into and why. Clients may ask as many questions as needed so that they are at ease with and understand, not only their financial position, but what is required from them in order to get to the place of financial freedom.
Our clients know that we take pride in the fact that they are not just a number – that we engage face-to-face with them so that relationships are built. I celebrate with clients when clearance is issued and they become debt free. Debt counselling is my job but people are my passion.”
Our Expertise
Both Derryn & Amanda became Debt Counsellors in 2009 and over the past 14 years have helped many people overcome their Debt Troubles and regain control of the trajectory of their lives. When it comes to the best in the business, you are in the right place as both counsellors have been named in the Top 5 Best Debt Counsellors in South Africa on more than one occassion each.
A wealth of knowledge and experience is poured into finding a personalized solution that fits your needs and you can always count on Algoa Debt Counsellors to have your back when it comes to facing creditors and other industry participants. We are well versed in the provisions of the National Credit Act 34 of 2005 and our mission is to use this Act to help you become debt free in a responsible manner in a reasonable period of time. Over the years many of our clients have become debt free, purchased homes and vehicles and become financially astute by walking the debt counselling route with Amanda and Derryn as their guides.
While we can assist you remotely we value a more personal approach to our clients. Being able to interact face to face gives you the assurance that we can be reached when you have a matter that needs to be dealt with. If you are considering applying for a second, or third credit card, or personal loan so that you can manage your existing debt repayments – STOP – and consider us your Debt Solution.
We are here to help
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